* What is Title Insurance?
* What are the benefits of Title Insurance?
* Where can you obtain it?

-> Title insurance is an insurance policy that protects you, the home owner, against challenges to the ownership of your home or from problems related to the title to your home.

-> Title insurance policies protect you for as long as you own the property.

-> Title insurance is generally purchased when you buy your home or when you refinance it, although it can be purchased any time after you buy your home.

Today, we're gonna talk about title insurance, what is title insurance, what are the benefits of title insurance, and when can you obtain it?

All right, so let's start off with the definition of title. What is title? Well, title is a word that lawyers use to describe the right of ownership of land. When you purchase a home, title is transferred to you, the new homeowner.

So what is title insurance? Well, it's an insurance policy that protects you, the homeowner, against challenges to the ownership of your home or from problems related to the title of your home. The policy provides coverage against losses due to title defects.

A title defect is a problem with the title which prevents free and clear ownership. Now, there are many types of defects such as right of way, encroachments, unpaid liens, et cetera.

Now, title insurance policies protects you for as long as you own the property. It protects against a number of risks that lawyers, in a lawyer's opinion, on tile that may not cover, okay? So these are risks. What are they? They include fraud, forgery, encroachments, easements, zoning non-compliances, or someone other than the homeowner having an interest in your property.

So, title insurance, and when can you get it? Title insurance is generally purchased when you purchase the home, or it can be purchased when you are doing a refinance. It is generally recommended you always have title insurance on your property.

Now, what are some of the benefits of title insurance? Well, you get a comprehensive coverage on this for fraud, and then you get peace of mind, and it's a one time cost. I think it's a great opportunity to protect your home, and it's something that you should be definitely considering. If this is something you're looking forward to, talk to your lawyer, who can get you title insurance.

Title Insurance is an insurance policy that protects you, the home owner, against challenges to the ownership of your home or from problems related to the title to your home.

Title insurance policies protect you for as long as you own the property.

Title insurance is generally purchased when you buy your home or when you refinance it, although it can be purchased any time after you buy your home.

There are many benefits to title insurance, including peace of mind and protection from potential lawsuits. Title insurance can also help save money if there are problems with the title to your home.

If you are thinking about buying a home, it is important to obtain title insurance. You can purchase title insurance from a title insurance company or from a licensed insurance agent.

If you have any questions about title insurance, please contact a licensed insurance agent or the Title Insurance Division of the Department of Financial Services.